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Estimate monthly payments, total interest, and loan cost
Monthly Payment: Calculated using the EMI formula based on principal, annual rate, and tenure.
Total Payment: Total amount paid over the loan duration (principal + interest).
Total Interest: The total interest paid over the life of the loan.
EMI = P × r × (1 + r)^n / ((1 + r)^n - 1) where P = loan, r = monthly rate, n = months.
Plan your home loan with confidence
Our Mortgage Calculator helps you estimate your monthly home loan payments in Pakistan. Whether you're buying your first home or investing in property, this tool provides a clear breakdown of your monthly installment, total interest, and repayment schedule based on your loan amount, interest rate, and tenure.
Know your exact monthly installment
See total interest over loan tenure
Choose from 5 to 30 years
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Enter Loan Amount
Total amount you want to borrow
Set Interest Rate & Tenure
Current market rate and loan period
Get Instant Results
View monthly payment, total interest & amortization
| Loan Amount | Interest Rate | Tenure | Monthly Payment |
|---|---|---|---|
| 5,000,000 | 8% | 20 Years | ~41,800 |
| 10,000,000 | 9% | 20 Years | ~89,900 |
| 15,000,000 | 10% | 25 Years | ~136,400 |
| 20,000,000 | 10.5% | 30 Years | ~182,900 |
* Monthly payments are approximate and may vary based on bank policies and market rates
A good credit score can help you secure lower interest rates.
Different banks offer different rates — shop around for the best deal.
Make sure your monthly payment doesn't exceed 30-40% of your income.
Factor in processing fees, insurance, and other hidden costs.
Use our free Mortgage Calculator and get an instant estimate of your monthly payments and total interest.
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